Social Service of an NRI in Ethiopia

July 26, 2020

In the state of Tamilnadu, India – Alanganallur is a place near Madurai which is famous for ‘Jallikattu’ (Taming of the Bull) sport has given a proud Indian Dr.Kannan Ambalam whose native is Pondhugampatti, a small hamlet nearby.  As most of the indians have the aspiration of becoming an IAS officer- a coveted post in India, Mr.Kannan Ambalam too had the same aspiration but ended up with higher literacy of Master of Philosophy and Ph.D in Public Administration.

For his greater qualification, he became a Professor in Volega University and was posted in Ethiopia.  Nothing is so great of an Indian getting a good job of his interest with such qualifications.  But the greatness lies in its uniqueness. While he was going to his college, he found and helped  an elderly lady struggling to cross a river.  He decided then that some bridge has to be built across for the people to travel to other shore with ease as sometimes people crossing the river die too. With his students,  he arranged to build a wooden bridge across the river which was shortlived as the main transport carrier, donkeys, in that village could not pass over.  Then as a big project, he with his own money built a concrete bridge and paved the way for easy travel between the mountainous villages.

The villages around his place have lot of streams of waterfall which the locals use for drinking and all other purpose was not purified leading to hygiene and health problems.  On the first place, he built a filtration tank near the stream of his village and gave potable  water to the locals at his own cost.  As the local administration could not afford such facilities, this proud NRI has so far constructed 43 small bridges, 28 water filtration tanks, a small dam and a public toilet with his own money and contribution from the public.  He appreciates the labour work done by his students and the local public without which such things could not be accomplished.

We, BESTNRI, a service provider for NRIs needs in Chennai, India salutes and appreciates the phenomenal work of Dr.Kannan Ambalam in a foreign state caring their plight as his own and doing proud as a Non-Resident Indian abroad.

News Courtesy: Thinamalar- A Popular Tamil Daily of tamilnadu, India dated 23rd July 2020.

Greetings & Regards

B E S T N R I (Bureau of Efficient STragies for Non Resident Indians)



Samish Kumar – The NRI who does India proud

May 3, 2016

Samish Kumar – The NRI who built a multi-million dollar business across 120 countries! Imagine, it is not so easy in a big country USA without much of a background in the said field.
Samish kumar – After schooling in Bengaluru and Kanpur, moved to Lagos in the 1980s to join his mother, who had moved there to embark on a teaching profession in an alien country. Then he did Aeronautical Engineering in University of Colorado and was imagining to fly but due to the sudden fall of Airline industry, he was forced to move away from his passion of Physics & Aeronautics to pursue further studies in investment banking.
We would not have known Samish kumar if he had continued as investment banker in large banks of Barings and Warburg. But certainly these entrepreneurial roles have molded and kindled the fire in him heading towards what he himself would not have imagined a multi-million dollar business “TRANSFAST”.
It was not rosy for him to acquire such a big business as he had to struggle for 4 years 2004-2007 to identify and move along. A Brazilian Entrepreneur, who had been refused by other businessmen, was literally taught by Samish as to find the right time to sell his business and this made Samish to acquire Transfast in 2007. During these traumatic phase, the unprecedented love and understanding of his wife Janice made all the difference to what he is now.
Transfast is based in New York and is a leading omni-channel provider of multi-currency cross-border payments and funds transfer solutions for consumers and businesses around the world. It operates a best-in-class network across over 120 countries and 200,000 payout points in the Americas, Middle East, Asia, Europe and Africa with multi-product capability, including a leading, one-of-a-kind instant bank transfer offering. Their customers can send via desktop or mobile device, or from an in-person location, either directly into the recipients’ bank account, or for cash pick-up at one of their locations.
Samish Kumar is the CEO of this great business entity and still going great.

Hats off to you Sir, for making India proud.

Courtesy: Inspiring Indians from Yahoo

Help for NRIs living abroad – A great initiative from Government of India

February 22, 2015

Indian citizens living abroad will now be able to file consular grievances online as the government today launched an e-portal to address such complaints promptly with a high degree of “accountability”.
The portal ‘Madad’ (Help) was launched at the MEA headquarters here by External Affairs Minister Sushma Swaraj, who said the grievance monitoring facility would enhance “accessibility” for people and fix greater “accountability and responsibility” on officials.

“The portal seeks to significantly reform the linear process adopted to post grievances from the originator of the grievance to the concerned Embassy or Consulate of India abroad and cut down the time required for grievances ..

Among the chief characteristics of ‘Madad’ are to speed up forwarding and handling of complaints, improve tracking and redressal and escalate unresolved cases.

“After registering, the complainant can log in and file his or her complaints, and the entire history of that grievance would be maintained online. The authorities would be assigned responsibility through a colour-coded dashboard that would change colour if the response in not given in a stipulated time,” a senior official of the ..

“The plan is also to have a call centre linked to the Ministry of Overseas Indian Affairs. Besides, we are also currently working on a mobile application to let people use the system on the go,” he said.

Read more at:
courtesymadadmadad: Economic times
We thank the government of India for the much awaited “Madad” for NRIs especially bringing the “mortal remains” to our motherland for the close relatives to pay their last homage.  Also, the attrocities of cheap labour, fradulent job rackets-the victims being poor and unable to meet ends and were unable to get justice would now be minimized.  The confidence of NRIs would be boosted up by the noble initiative by the Government and is much appriciated.
…for yours’ in India

Updates for NRIs -Investment matters!

October 5, 2011

Updates from RBI
To grant additional privileges to NRIs/PIOS by virtue of flexibility in operation and simplifying transactions, the Reserve Bank of India has further liberalized its policies.
In this welcoming step, the RBI has simplified maintenance of various accounts, acquisition of securities and dealing in rupees and has further facilitated provisions relating to joint account holding, transfer of securities/ rupees by way of gift to NRIs/PIOS and other expenses borne on behalf of NRIs/PIOs
The brief of circulars is given below:
NRIs/PIOs holding NRE/ FCNR (B) accounts jointly with Indian resident close relative – liberalization
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 13 dated 15.09.2011 has permitted NRIs/ PIOs to open FCNR(B)/NRE accounts jointly with a resident close relative, as defined in Section 6 of the Companies Act, 1956. However, such resident joint account holder shall be eligible to operate the account as a Power of Attorney holder in accordance with extant instructions during the lifetime of the NRI/ PIO account holder.
Foreign Investments in India – Transfer of security by way of gift -Liberalization
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 14 dated 15.09.2011 has granted general permission to individual residents in India to gift shares / securities /convertible debentures, etc. to their NRI/PIO close relative (relative as defined in Section 6 of the Companies Act, 1956) subject to certain prescribed conditions. It has raised the limit as given in Regulation 10(a)(e) of Foreign Exchange Management (Transfer or issue of Security by a Person Resident outside India) Regulations, 2000 to US $ 50,000 per financial year from the existing limit of US $ 25,000 during the calendar year .
Exchange Earners Foreign Currency (EEFC) Account and Resident Foreign Currency (RFC) account – Joint holder – liberalization
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 15 dated 15.09.2011 has permitted holding of RFC / EEFC accounts jointly with a resident close relative, as defined in Section 6 of the Companies Act, 1956. However, such joint account holder shall not be permitted to operate that account during the lifetime of the resident account holder.
Credit of sale proceeds of Foreign Direct Investments in India to NRE/FCNR (B) accounts
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 16 dated 15.09.2011 has permitted the sale proceeds of FDI Investments to be credited to NRE/ FCNR accounts as there is no provision in Regulation 11 of Foreign Exchange Management (Transfer or issue of Security by a Person Resident outside India) Regulations, 2000.
Gift in Rupees by Resident Individuals to NRI close relatives.
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 17 dated September 16, 2011 has permitted the resident individual to make a rupee gift to a NRI/PIO who is a close relative of the resident individual by way of crossed cheque /electronic transfer within overall limit of USD 200,000 per financial year as per the Liberalized Remittance Scheme (LRS). The amount should be credited to the Non-Resident (Ordinary Rupee (NRO) Account of the NRI/PIO and credit of such gift amount may be treated as an eligible credit to NRO a/c.
Loans in Rupees by resident individuals to NRI close relatives.
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 18 dated 16.09.2011 has granted general permission to resident individuals to provide interest free rupee loans to their close relatives who are NRI/PIO with maximum maturity of one year for any personal purpose or business activities by way of crossed cheque /electronic transfer. This facility subject to the following conditions:
1. The loan should be within the overall limit of USD 200,000 per financial year as per the Liberalized Remittance Scheme (LRS).
2. The amount should be credited to the NRO Account.
3. The loan shall not be utilized for the following purposes:
(i) Chit fund business, or
(ii) Nidhi Company, or
(iii) Agricultural/ plantation/ real estate business/ construction of farm houses, or
(iv) Trading in Transferable Development Rights (TDRs).
4. The loan amount shall not be remitted outside India.
5. Repayment of loan shall be made by way of inward remittances through normal banking channels or by debit to the NRO/ NRE/ FCNR account of the borrower or out of sale proceeds of the shares or securities or immovable properties against which such loan was granted.
Repayment of loans by residents of Non-resident close relatives.
The Reserve Bank of India A.P. (DIR Series) Circular No. 19 dated 16.09.2011 has extended the general permission to resident Individuals to make the repayment of loans availed by the NRI/ PIO(s) from an authorized dealer by crediting the borrower’s loan account through the bank account of such relative. Prior to this notification, such facility was restricted only to the Housing Loans.
Meeting of Medical expenses by Resident Individuals of NRIs close relatives.
The Reserve Bank of India vide A.P. (DIR Series) Circular No. 20 dated 16.09.2011 has, in addition to the meeting expenses on account of boarding, lodging and travelling expenses, permitted the resident Indians to bear the medical expenses of visiting close relatives who are NRIs/ PIOs.

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Indian student exploitated at work place in Australia

September 5, 2011

In a latest case of foreign students experiencing alleged workplace exploitation in Australia, an Indian student employed at a kebab shop here was not paid dues amounting to more than 50,000 dollars, court documents have claimed.

Osman Mohammed worked at Ali Baba Kebabs and Wraps at Southland Shopping Centre for 13 months until May 2009. Documents lodged in the Federal Magistrates Court alleged that he was not paid at all for his first three months of work.

Mohammed was employed as a dependent on his wife’s student visa and that allowed him to legally work only 20
hours a week. It has been claimed that he worked up to 70 hours a week and was paid a flat rate of 290 dollars a week after his first three months.

His job involved working up to seven days a week as a cleaner, preparing food and serving customers.
According to the statement of claim, his total hours of work amounted to 4000 hours and was paid 13,340 dollars – an average hourly rate of 3.30 dollars.

He should have been paid more than 15 dollars an hour and the Ombudsman says once unpaid annual leave was factored in, the worker was owed an extra 53,090 dollars, according to media reports.


UK NRIs win cremation rights

February 14, 2010

In Indian Hindu tradition, after a person’s death the body has to placed in a funeral pyre in open air.  In Indian cities, due to paucity of space and also for hygienic reasons, electric crematorium came into place.  In UK such a space is not provided.  The NRIs have to send the dead to India for creamation  as per tradition.

Mr.Davendar Ghai, 71, founder of the Anglo Asian Friendship Society(AAFS) based in Newcastle, took up case with Britain’s Court asking for a space for Cremation in open-air.  He took himself as the subject and fought the legal battle since 2006.  The campaign for this cause was sparked by the unique case of an illegal Indian immigrant who drowned in a canal in Southall, West London in December2005.  Nobody came forward to idendify him or report him missing.  After six months of  forensic analysis,  a number from his mobile was answered by Mr.Ghai and the body was cremated in non-traditional way.

In a landmark judgement, the UK court had finally granted the right to Mr.Ghai to be cremated after his death in an open-air funeral pyre housed with walls and a roof well ventilated.  This judgement is indeed beneficial for all the Hindu NRIs in UK. thank the UK government for the ruling and Mr.Ghai for his steadfast struggle for a public cause.

News Courtesy:Deccan Chronicle, India


August 12, 2009

We, from the desk of BESTNRI, feel very much proud and elated to reproduce hereunder the article on the noble service being rendered by Scientist Mr.Seshadri Ramkumar, Chennai based NRI. We chose to scan the article published by “T.Nagar Talk” as it is beautifully crafted and any attempt to modify would hamper the sanctity of the subject.

We sincerely thank “T.Nagar Talk” for showing us such noble personalities who bring laurels to the nation. Mr.Seshadri Ramkumar can be contacted at



A Different Stroke

August 3, 2009

Construction EconomistTwo Chennai, India based NRIs Dr.Vallabh Janardhan, Neuro-Surgeon and Mr.Vikram Janardhan, CEO Insera Therapeutics are on a mission to manufacture a device to treat Strokes and other neurovascular diseases at an affordable cost.

The Insera device, called Shelter, is a tiny umbrella-like stent that can retrieve stroke-causing clots from the miniscule blood vessels in the brain and the heart.  These devices are not available in India and the imported costs Rs.2.50 lakh.  The ‘Shelter’ would cost only one-fifth of the imported one.

According to WHO statistics claim that Strokes are the second leading causes of death worldwide.  In India the drug therapy is effective within the first three hours of the attack and that too the drug disintegrates the clot into smaller ones which still remains in the blood stream.

The NRIs have completed the clinical trials in animals and human trials would commence within the next few months.

BESTNRI wishes them all success and hoping this would be a boon for Stroke victims.

Courtesy: Deccan Chronicle

Plight of deserted NRI wives

August 3, 2009

The ministry of overseas Indian Affairs is concerned over the increasing number of Indian women being duped and deserted by NRI husbands and in order to provide relief to such victims a welfare scheme has been introduced.

Under this scheme, the victims would be provided counseling and legal services through Indian Associations/NGOs/Indian Women’s Organization identified by Indian missions and empanelled by the ministry in USA, UK, Canada, Australia, New Zealand and the Gulf.  The assistance would be limited to US$1000 per case and the amount would be released to the concerned organizations assisting the victim in the respective countries.

Eventhough the scheme is a boon to the deserted NRI wives, it carries the following conditions to be fulfilled:

  1. Desertion or Divorce proceedings  in a foreign country
  2. Woman is an Indian Passport holder
  3. Marriage solemnized in India
  4. Desertion or Divorce proceedings within 5 years of marriage.

It is advisable to think twice before falling into the prey of NRI mania and an imaginative luxurious living abroad.  It is found that many women of marriageable age are of the opinion that everything and everyone is rosy abroad.  A thorough investigation is the need of the hour for unknown families having NRI sons abroad.  Even the parents are not aware of the entire topsy-turvy scenario in respect of husband-wife bondage abroad vis-à-vis here in India.

BESTNRI wishes all NRI couples to stay together and live their lives properly with prosperity.

Handwriting Classes for NRI kids

September 29, 2008

NRIs usually come to Chennai during winter for the Music Season and in Summer for meeting relatives and friends along with their family. Now , of late, there is yet another item in the agenda for Summer. “Handwriting Classes” for young kids. Normally the schools abroad lay less emphasis on handwriting for children as they are expected to learn themselves. Infact, it appears that children are not even taught the way to hold the pencil and write legibly in such schools. However, Indian-based schools abroad are better in such teachings but they are predominantly spread over only in Gulf Countries.

Our NRI brethren are bothered about their children and want to give the best education abroad as well as other educational abilities like Abacus, handwriting, painting, Chess playing, Art & Crafts etc. Anyhow, they try to couple the vacation in India in a more fruitful way by putting their kids in classes for special skills during their stay.

It is seen in Chennai that training centres for Handwriting are getting good inflow of NRI kids and few of them are true to their profession. Also, as the time is short, these centres provide tailor-made training sessions for the kids. Another problem for the NRI parents is housing and transportation. Usually, short-stay accommodation is a costly affair and staying in relatives/friends is equally embarrassing. So, NRIs have to plan well before reaching Chennai.

We, from BESTNRI, are here to help such NRIs for arranging accommodation as per their budget, choosing the correct training centre and ideal transportation. Also, arrangements can be made for NRIs during Music festival Season.Input your requirements with or email